A tragic reality

Medical bankruptcy is a tragic reality for far too many Americans. It occurs when people are unable to pay for medical expenses, resulting in financial ruin. Medical bankruptcy is not simply a personal failure or a lack of responsibility; it is a failure of the American healthcare system. In a wealthy country like the United States, access to medical care should not be a luxury reserved for those who can afford it. The burden of medical expenses and the resulting bankruptcy should not fall solely on individuals and families. The American healthcare system needs to be reformed to ensure that everyone has accessible and affordable healthcare. Every medical bankruptcy is a failure of the American healthcare system.